Along with emotional benefit, affordability is another major reason why investing in India is lucrative for NRIs. India is one of the fastest growing economy in the south Asian region. With the development, the property rates are also catching up gradually. The price rise in India has always been higher than the matured markets of the west.

Since we incline to see things at eye level first, some of the most noticeable changes you can make in a kitchen involve the walls and hooks or cabinets above the stove. Updating your kitchen wall décor with easy but design savvy changes will make a big visual impact.

Less is more! Clichéd but classic example of living life happily. Living a minimalist life has different concepts to many people. Minimalist living begins in the mind; it is about owning manageable items aka less. However, it goes beyond than just “material items”. It goes beyond health, wealth and even relationships. We stuffed our lives with too much of everything. Clutter is something that can wear on us emotionally, thus have less and live life more.

Research on traveller behaviour shows that the era of networks and information is pushing smart mobility. The ministry of metro cities like Chennai are putting money; energy and technical talent into developing the best computer systems that will give transport an edge.

Let’s dissolve all our ideas of buying a plot and moved to an apartment today. No kidding! Buying a plot may have its advantages but apartment homes are trending these days. Be it lesser initial investment or less hassle in managing an apartment, or less involvement with the authority for BU permission etc. people are more likely to buy an apartment than to own a plot. Not only this but you also get extra benefits in the form of lifestyle amenities like gymnasium, swimming pool, clubhouse, kids’ play areas and landscaped gardens that would have cost you a large, had it been for your independent house.

Many of us might wonder whether availing of a home loan at a young age is a wise decision or not advisable. Well, the answer is definitely yes, Let's know how it is beneficial to opt for a home loan at the young age.

You can safeguard your child from getting seriously injured within the confines of their home. Let them explore the world, while you control the factors that can do them harm. You can be a bit at ease knowing that you have done your bit, and they can finally go rampaging the rest of the house!

Don’t shy away from investing in real estate. The more assets you have in real estate, the safer your investments will remain and profitable it will turn out to be.

So, after a balanced evaluation, keeping all factors in mind, it is best in most cases to not prepay a home loan aggressively. It is poignant to invest smartly and find attractive investment opportunities either in debt or equity and earn a superior return compared to the tax adjusted interest rate paid on the home loan. Draining your entire savings account to prepay a home loan and left with no fund to be used in cases of emergency is something you would like to avoid.